Jaya, S. A., H. Harianto, and M. P. Hutagaol. “ANALYSIS OF COFFEE FARMERS’ DECISION TO TAKE CREDIT IN PATI REGENCY”. Indonesian Journal of Business and Entrepreneurship (IJBE), Vol. 2, no. 2, May 2016, p. 93, doi:10.17358/ijbe.2.2.93.